滙豐稅季分期「萬應錢」-「胡‧說優惠碼」最高賺$28,800現金回贈!

滙豐稅季分期「萬應錢」: 胡‧說優惠碼最高賺現金回贈高達$28,800! ⁴

稅季又到！要交稅之餘，又想手頭鬆動啲？今次「胡‧說優惠」可能啱晒你。滙豐稅季分期「萬應錢」實際年利率低至1.60%¹，於2026年2月3日或之前成功申請，更可賺取高達$23,800²回贈，仲可以參加「雙人環遊世界大抽獎³」，有機會贏取高達$160,000「獎賞錢」（相等於1,600,000飛行里數）或雙人Smart Traveller 鑽石會籍！

更重要嘅係，於2026年2月3日或之前透過指定連結及優惠碼「TAXWU25」成功登記並獲批核還款期為24個月或以上的滙豐稅季分期「萬應錢」，最高可獲得額外現金回贈高達$5,000⁴，換言之谷友最高可賺高達$28,800的現金回贈!

指定優惠碼「TAXWU25」可獲取之額外現金回贈:

滙豐稅季分期「萬應錢」: 最快1分鐘批核，最多借$300萬!

為配合靈活理財，滙豐稅季分期「萬應錢」最快1分鐘內批核及現金到手，不設貸款手續費，而且最高貸款額可以高達港幣$300萬或月薪23倍（以較低者為準），而且還款期靈活，最多長達60個月，讓你理財更有預算。

滙豐稅季分期「萬應錢」的重要事項

1. 提前還款及逾期還款的手續費

借取貸款前，記得先留意產品條款及細則，部分貸款會設有提前還款手續費，所以選定還款期前，謹記考慮清楚自己的理財計劃。此外，逾期還款一般都會衍生手續費及罰息，還有可能影響你的信貸評級，隨時打亂往後的置業部署，記得每期準時還款啊！

2. 若有計劃置業，要先計清楚還款能力

若你打算置業，並需要借取按揭貸款，記得先計清楚自己的還款能力，因為銀行在計算你的按揭還款能力時，需要將所有貸款的每月還款額一併計算在「供款佔入息」比率之中。換言之，若你已借取私人貸款，在計算你的最高按揭額度時，會較沒有借取私人貸款的情況為低。

本資訊及優惠旨在提供予香港境內人士。

優惠須受條款及細則約束。借定唔借？還得到先好借！

條款及細則

1. 優惠只適用於推廣期內成功申請及提取貸款的特選客戶，獲批核的貸款額達港幣1,500,000元或以上，以12個月的還款期計算，每月平息為0.09%，實際年利率分別為2.02%（以不包括任何現金回贈或「獎賞錢」作計算）及1.60%（以包括港幣2,000元現金回贈及$1,350「獎賞錢」作計算）。實際年利率是採用香港銀行公會所載的有關指引計算，並已被約至小數後兩個位。實際年利率是一個參考利率，以年化利率展示出已包括所有適用的利率、手續費及收費。就您的專屬利率，請致電本行熱線2748 8080；登入網上理財或HSBC HK App查詢。
2. 高達$23,800回贈包括高達港幣13,800元現金回贈及高達$10,000「獎賞錢」的成功申請優惠。如客戶於推廣期內成功申請並獲批核還款期為60個月的貸款，獲批核貸款額達港幣3,000,000元或以上，可獲享成功申請優惠下合共$18,800回贈。
3. 雙人環遊世界大抽獎獎品將以$160,000「獎賞錢」形式發放給有關客戶。客戶可以選擇以該「獎賞錢」於Reward+應用程式兌換1,600,000飛行里數以換取香港飛往五大洲（亞洲、歐洲、非洲、美洲及大洋洲）的雙人來回直航商務客位機票各一套，參考城市包括首爾、倫敦、約翰內斯堡、紐約及悉尼。所有乘客需自行繳付旅程相關稅項及附加費。機票兌換須視乎航空公司之供應情況及實際里數換算而定。
4. 優惠須受條款及細則約束。有關本推廣的優惠推廣期、詳情、全部條款及細則，請瀏覽hsbc.com.hk/pcb。

Terms and Conditions

1. Only applicable to selected customers who successfully apply for and draw down an approved loan of HK$1,500,000 or above during the promotional period. For a repayment period of 12 months, the monthly flat rate is 0.09%, the Annualised Percentage Rate (APR) is 2.02% (without any cash rebate and RewardCash) or 1.60% (taking into account HK$2,000 cash rebate and $1,350 RewardCash). The APR is calculated using method specified in relevant guidelines issued by The Hong Kong Association of Banks, and is rounded up or down to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate. For your eligible rates, please call our hotline 2748 8080, log on to HSBC Online Banking or the HSBC HK App for details.
2. It comprises the total sum of up to HK$13,800 cash rebate and $10,000 RewardCash under the Successful Application Offer. Customers who successfully apply for and draw down an approved loan of HK$3,000,000 or above with a repayment period of 60 months during the promotional period will be eligible for a total sum of up to $23,800 rebate.
3. The “Round-the-World for Two” Lucky Draw Prize will be awarded in the form of $160,000 RewardCash to the relevant eligible customer who may choose to convert such RewardCash into 1,600,000 miles via the Reward+ App, which should be sufficient to redeem one set of round-trip, non-stop Business Class flight tickets for two passengers from Hong Kong to each of the five continents (Asia, Europe, Africa, the Americas, and Oceania). Reference cities include Seoul, London, Johannesburg, New York, and Sydney. All passengers are required to pay the applicable taxes and surcharges related to their journeys. Ticket redemption is subject to airline seat availability and the actual mileage required at the time of redemption.
4. Terms and conditions apply. Please visit our website hsbc.com.hk/pcb for the promotional period, offer details, and full terms and conditions regarding this promotion.